[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.digitalweb.cz\/pujcka-pro-problematicke-zadatele\/#Article","mainEntityOfPage":"https:\/\/www.digitalweb.cz\/pujcka-pro-problematicke-zadatele\/","headline":"P\u016fj\u010dka pro problematick\u00e9 \u017eadatele","name":"P\u016fj\u010dka pro problematick\u00e9 \u017eadatele","description":"Kdy\u017e je \u010dlov\u011bk po finan\u010dn\u00ed str\u00e1nce v \u00fazk\u00fdch, nem\u00e1 nejednou na vybranou. Pokud nevyjde se sv\u00fdmi prost\u0159edky, ani kdy\u017e se maxim\u00e1ln\u011b uskromn\u00ed, mus\u00ed si zkr\u00e1tka to, co mu sch\u00e1z\u00ed, od n\u011bkoho vyp\u016fj\u010dit. Ov\u0161em to, co se snadno \u0159ekne, se nejednou daleko h\u016f\u0159e provede. Proto\u017ee na p\u016fj\u010dku mus\u00ed b\u00fdt v\u017edycky dva. Ten, kter\u00fd si ji bere, […]","datePublished":"2019-08-11","dateModified":"2023-04-28","author":{"@type":"Person","@id":"https:\/\/www.digitalweb.cz\/author\/#Person","name":"digitalweb.cz\n","url":"https:\/\/www.digitalweb.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/2dfb47fe8ef5e1795dc8fdf9fc01f7f6e0de0c5b588d6a35abd2f00b6a65d2be?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/2dfb47fe8ef5e1795dc8fdf9fc01f7f6e0de0c5b588d6a35abd2f00b6a65d2be?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"digitalweb.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.digitalweb.cz\/wp-content\/uploads\/img_a359998_w1792_t1573908686.jpg","url":"https:\/\/www.digitalweb.cz\/wp-content\/uploads\/img_a359998_w1792_t1573908686.jpg","height":0,"width":0},"url":"https:\/\/www.digitalweb.cz\/pujcka-pro-problematicke-zadatele\/","about":["Pen\u00edze"],"wordCount":451,"articleBody":"          Kdy\u017e je \u010dlov\u011bk po finan\u010dn\u00ed str\u00e1nce v \u00fazk\u00fdch, nem\u00e1 nejednou na vybranou. Pokud nevyjde se sv\u00fdmi prost\u0159edky, ani kdy\u017e se maxim\u00e1ln\u011b uskromn\u00ed, mus\u00ed si zkr\u00e1tka to, co mu sch\u00e1z\u00ed, od n\u011bkoho vyp\u016fj\u010dit.  Ov\u0161em to, co se snadno \u0159ekne, se nejednou daleko h\u016f\u0159e provede. Proto\u017ee na p\u016fj\u010dku mus\u00ed b\u00fdt v\u017edycky dva. Ten, kter\u00fd si ji bere, a pak ten, kter\u00fd mu ji poskytuje. A \u010d\u00edm v\u00edce probl\u00e9m\u016f je na \u017eadatelov\u011b stran\u011b, t\u00edm men\u0161\u00ed je z\u00e1jem kohokoliv mu pomoci. Proto\u017ee problematick\u00fd \u017eadatel nesk\u00fdt\u00e1 nejednou dostate\u010dnou z\u00e1ruku toho, \u017ee bude v\u0161e vr\u00e1ceno tak, jak m\u00e1. Jen\u017ee co maj\u00ed d\u011blat ti, kdo maj\u00ed nejednou i jenom a pouze stinn\u00e9 str\u00e1nky? Maj\u00ed jen n\u00edzk\u00e9 prokazateln\u00e9 p\u0159\u00edjmy, nevaln\u00e9 da\u0148ov\u00e9 p\u0159izn\u00e1n\u00ed, z\u00e1znamy v registrech dlu\u017en\u00edk\u016f, mo\u0159e dal\u0161\u00edch p\u016fj\u010dek a t\u0159eba i exekutory na krku? Takov\u00ed pot\u0159ebuj\u00ed p\u016fj\u010dku nejv\u00edce, ov\u0161em z\u00e1rove\u0148 se velice \u010dasto setkaj\u00ed p\u0159i \u017e\u00e1dosti o ni s odm\u00edtnut\u00edm.  Co maj\u00ed tito ud\u011blat? Z\u00e1zraky se sice ned\u011bj\u00ed, ale jeden pomalu z\u00e1zrak jm\u00e9nem nebankovn\u00ed hypot\u00e9kyje tu i pro n\u011b. S touto p\u016fj\u010dkou si dok\u00e1\u017ee poradit i mnoh\u00fd z komplikovan\u00fdch \u017eadatel\u016f ve zna\u010dn\u00fdch nesn\u00e1z\u00edch, tady si na sv\u00e9 p\u0159ijde vesm\u011bs i ten, komu by dejme tomu v bance nedali ani korunu. A to proto, \u017ee zde, v nebankovn\u00edm sektoru, maj\u00ed docela jin\u00e9 po\u017eadavky, jinak to tu chod\u00ed. U tohoto typu hypot\u00e9k, jak u\u017e i s\u00e1m n\u00e1zev napov\u00edd\u00e1, jde o to, \u017ee se mus\u00ed \u017eadatel za p\u016fj\u010den\u00e9 finan\u010dn\u00ed prost\u0159edky zaru\u010dovat adekv\u00e1tn\u00ed nemovitost\u00ed. Tedy mus\u00ed m\u00edt byt, d\u016fm, chatu, komer\u010dn\u00ed objekt, pozemek, zkr\u00e1tka n\u011bco, \u010d\u00edm by zaru\u010dil, \u017ee v\u0161e p\u016fj\u010den\u00e9 v po\u0159\u00e1dku vr\u00e1t\u00ed. M\u016f\u017ee-li v tomto ohledu vyhov\u011bt, jsou v\u0161echny ostatn\u00ed po\u017eadavky, je\u017e se na \u017eadatele kladou, t\u00e9m\u011b\u0159 podru\u017en\u00e1 z\u00e1le\u017eitost. Nemus\u00ed vadit ani pom\u011brn\u011b n\u00edzk\u00e9 p\u0159\u00edjmy, ani z\u00e1znam v registrech dlu\u017en\u00edk\u016f, ani dal\u0161\u00ed eventu\u00e1ln\u00ed nedostatky. Hlavn\u00ed je pak u\u017e jen prok\u00e1z\u00e1n\u00ed toho, \u017ee je \u017eadatel schopen v\u0161e vr\u00e1tit. A proto\u017ee se mu nastavuj\u00ed individu\u00e1ln\u00ed a optim\u00e1ln\u00ed podm\u00ednky, zpravidla se oboustrann\u011b uspokojiv\u00e9 \u0159e\u0161en\u00ed najde. A pot\u0159ebujete-li tedy p\u016fj\u010dit, zkuste to pr\u00e1v\u011b tady. \u00dasp\u011bch je tu na dosah ruky.                                                                                                                                                                                                                                                                                                                                                                                           3.3\/5 - (6 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"P\u016fj\u010dka pro problematick\u00e9 \u017eadatele","item":"https:\/\/www.digitalweb.cz\/pujcka-pro-problematicke-zadatele\/#breadcrumbitem"}]}]